Settlement Solutions

Taking advantage of these bank product options will not only benefit you through substantial fee-based revenues, but they will benefit your clients as well. Bank products enable you to get your clients their money quickly and securely. And bank products limit your clients’ up front expenses by having their tax preparation fees automatically deducted from the refund. All the forms you need, whether you specialize in 1040s or prepare all types of returns.

Benefits of banking products:

  • Fast data entry and instant flow between forms
  • Built-in checks that prevent errors and omissions as you enter data
  • Easy electronic filing
  • Unlimited users in the same office and no network fee (fees may apply)

These partnerships bring you the best collection of financial services to meet your clients’ needs.

Traditional Settlement Products

Santa Barbara Tax Products Group®

Give your clients the option to pay for tax preparation with their refund and grow your business with TPG. Whether it's tax time advances that help you attract and retain clients, pre-season and in-season cash flow to help you grow your business, free advertising resources that get attention, the highest level of customer support, or easier ways to issue money like the Walmart MoneyCard — TPG draws from over 27 years of experience, helping tax professionals grow their business. Partner with TPG and Settle for More.

Learn More

3Fund

A preparer payment solution that combines three low cost refund options under one brand.

  • Low Cost: 3Fund leads the industry with affordable refund disbursement products. There's no Technology Fee.
  • Easy to Offer: 3Fund is seamlessly integrated into your TaxWise software.
  • Reliable: You can depend on us to deliver the refund experience you, and your clients, expect and deserve. TaxWise has been processing electronic tax returns and bak products for years. Nobody has more experience or does it better than us!
Learn More

Refund Advantage®

Refund Advantage is a leader in the tax refund products industry using state of the art technology, with a management team with over 21 years of experience with tax refund products.

Learn More

Republic Bank & Trust Company®

Republic Bank & Trust Company offers a quick and convenient way for receiving refunds and paying tax preparation and other fees with their refund. With over 15 years of experience in the e-file industry, Republic Bank Tax Refund Solutions is one of the leading national providers of Refund Transfers (RTs). Republic Bank is partnered with several major tax software providers and thousands of professional tax preparation offices across the country. Each tax season, millions of customers choose a Refund Transfer from Republic Bank to receive their refund quickly and conveniently while paying tax preparation and other fees with their refund.

Learn More

River City®

River City Bank's long standing reputation in the tax refund settlement industry spans nearly three decades with a focus on commitment to excellence and customer service. The dependability of this organization has been a standard for thousands of preparers across the nation. Our priorities are simple; to provide valuable and cost-effective products and services that EROs and taxpayers need while maintaining a high level of integrity to help protect the nature of the industry. River City Bank remains driven to be the absolute best choice for your most successful banking partnership. For complete information on River City Bank's products, call 888-820-7848, or visit our website at www.rcbtaxdivision.com.

Note: Available in TaxWise Desktop only. River City is not an available option when working in TaxWise Online.

Learn More

EPS® – A Division of MetaBank®

New for 2018! EPS provides a suite of innovative refund transfer and payment solutions to manage every financial transaction in your tax office. Our dynamic payments platform delivers tailored options that include e-Collect, our lowest priced RT program offering RT's for as little as $0, and e-Advance offering no cost taxpayer advances at no cost to the tax preparer. EPS also offers ERO preseason loans and tax prep fee advances, along with other financial solutions for your office which include seasonally-priced credit and debit card processing options.

EPS Financial continues to innovate and lead the industry by delivering two unique refund transfer program options for your tax offices. One offers you the lowest cost refund transfer option, while the other introduces the industries only Taxpayer Advance option at no cost to you:

  1. e-COLLECT – The lowest cost refund transfer program which includes a no cost RT option and low cost RT pricing based on the tax payer's disbursement option. $0 for the E1 Prepaid Card, $15 for direct deposit and $20 for a check disbursement.
  2. e-ADVANCE – The industry's only no-cost taxpayer advance option for taxpayers and ERO's. Two loans available for your customers; one no-cost advance up to $1,500 and for those that qualify and apply, and a second additional interest-bearing Plus Up loan of $1,000. One tax refund can apply for both loans at no cost to your office (no marketing fee).

No-cost taxpayer refund advances are available in three tiers, $500, $1,000, and $1,500.1,2 Additionally, your customer may be eligible to apply for an additional interest bearing loan up to $1,000.3

For Service Bureaus, we specialize in offering handcrafted services and program support that meet your organizational objectives:

  • Dedicated support channel
  • Hierarchical and multi-office fee detail and management reporting
  • No prior year volume or history requirements for sub-office approvals
  • New ERO sub-offices ARE ELIGIBLE to offer taxpayer advances
  • Fee splitting and multi-party funds disbursement
  • More...

For merchant services credit card processing, use our e-Pay program and save $. Pay no monthly fee outside of the tax season (June – December) and benefit from processing rates as low as 1.74%.

EPS understands that a single solution doesn't work for everyone. This stems from our comprehensive understanding of your business structure, marketing goals, and customer growth objectives. The most comprehensive payments processing platform in the industry.

(1)Additional marketing fee applies with e-Collect and e-Bonus programs or loans without a refund transfer.

(2)The Refund Advance is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $1,000, or $1,500. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

(3)The Plus Up Loan is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Annual Percentage Rate of 29.9%. For example, for $1,000 borrowed over a 21 day term, total amount payable in single payment is $1,017.20 including interest. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

Learn More


Non-Traditional Settlement Products

FeeCollect

Lets you deduct your tax preparation fees directly from your clients' refunds.

  • $15 deducted from tax prep fees
  • Two disbursement types available:
    • Direct Deposit
    • Pre-paid Visa Debit Card
Learn More